How much is a new HVAC system?

Author: Prof. Kendall Johns  |  Last update: Monday, November 10, 2025

A new HVAC system costs around $7,500, on average, and prices typically fall between $5,000 and $12,500. Pricing includes HVAC system and labor costs.

What is the typical cost to replace a HVAC system?

According to HomeGuide.com, the average cost to replace the HVAC units is $5,000 to $11,000; to replace the units with ductwork runs between $7,000 and $16,000 in total.

How much is a HVAC system for a 2000 sq ft house?

How much does a new HVAC system cost for a 2,000 sq. ft. home? The costs range from $6,224 to $11,434, depending on the system type and installation requirements. Key factors include system size, type, efficiency, and local labor rates.

Is it worth fixing a 20 year old AC unit?

However, if you have taken proper care of your equipment over the years, it may have plenty of life left. 14 to 20 years old: This is the average life span of well-maintained HVAC equipment. A breakdown at this age may warrant a replacement.

What is the $5000 rule for HVAC?

The $5,000 rule is an industry-accepted rule for determining whether to repair or replace an HVAC system. Multiply the age of your equipment by its estimated repair cost. If the outcome is under $5,000, you should probably repair it. If over $5,000, you should replace it.

How much is a New Air Conditioner

Does new HVAC qualify for tax credit?

The Inflation Reduction Act (IRA), effective through 2032, offers annual tax credits up to $2,000 for ENERGY STAR-certified heat pumps and other high-efficiency HVAC systems. This recurring credit can be claimed each year that eligible improvements are made.

What is the most expensive part to replace on an AC unit?

Usually, it is a quick fix, but sometimes the failure can be caused by a much bigger problem. The most expensive part of an AC unit to replace and repair is the air compressor.

What is the average lifespan of AC?

While every unit is different, and every homeowner has a different understanding of when their central air conditioner is broken beyond repair, it's fair to say that, with proper maintenance and care, you can expect a good 15 to 20 years of cooling from a new high efficiency air conditioning system.

How often should HVAC be replaced?

If you kept your air conditioner in good condition over its lifetime, expect to need a replacement in about 10-15 years. Keep in mind that as your A/C grows older, its mechanical parts can become unavailable or obsolete over time. If you aren't able to replace a broken part, you will need to purchase new unit.

Should you replace a 15 year old HVAC system?

Age. Most of the time, the Department of Energy says many air conditioners run for 15–20 years. If yours is 15 years old, it's well past the midpoint. It's recommended to get started preparing for air conditioning installation before it fails so you aren't sweating while you're waiting for a replacement.

Does homeowners insurance cover HVAC?

Homeowners insurance covers HVAC systems when the damage is a result of a covered disaster or peril, including high winds, fallen trees, theft, hail or even a fire. So if lightning strikes your unit and damages its electrical components, your homeowners insurance policy would probably cover it.

What time of year is the cheapest to replace HVAC?

Better pricing: Since there's less demand for HVAC system replacement in spring and fall, your HVAC contractor might even offer their own savings incentives.

Does Costco sell HVAC systems?

From air conditioners to furnaces, air filters to dehumidifiers, Lennox leads the industry in higher efficiency and lower utility costs. That's why we're teaming up with Costco® Special Order to offer Costco members Lennox® customized home comfort systems.

Why is HVAC replacement so expensive?

Few industries have been as affected by the turbulent global landscape as HVAC. Rising raw material costs, supply chain disruptions, labor shortages, environmental regulations, and consumer demand spikes have all contributed to the noticeable escalation in equipment and installation prices.

Can you finance a new HVAC system?

Don't worry – there are several financing options available to you. One option is to apply for a personal loan from a bank or credit union. Another option is to use a credit card to pay for the system. If you choose this option, be sure to compare interest rates between different cards to find the best deal.

How long does it take to replace an entire HVAC system?

Full HVAC System Installation

There may be other issues that the technician will run into with a full system install, as well, so the time frame is harder to narrow down for this situation. Typically, a full HVAC system installation will take anywhere from three to five days to complete.

How do you know HVAC is bad?

Foul Odors

Worse odors, such as burning metal or melting plastic, are signs of a serious HVAC malfunction. These smells could indicate burned-out wire installation or motor. Turn your AC unit off immediately and call for a professional to evaluate the extent of repair required.

Which AC brand lasts the longest?

Which HVAC Brands Last the Longest?
  • Mitsubishi Electric: Superior Efficiency and Durability. ...
  • Goodman Air Conditioning and Heating: Affordable and Long-Lasting. ...
  • Rheem: Reliable Performance for Decades. ...
  • Honeywell: Smart Home Integration and Durability. ...
  • Lennox: High-End Performance for the Long Haul.

How long does ductwork last?

Ductwork typically requires replacement every 10-15 years, and delaying this can compromise airflow and energy efficiency. Visible and subtle signs, including excessive dust, strange noises, and increases in energy bills, can indicate deteriorating ductwork that needs repair or replacement.

How much does it cost to replace an entire HVAC system?

Generally, the average cost to replace an HVAC system can run anywhere from $5,000 to $15,000 depending on the customers' needs. We know that putting that much money down on anything can be daunting, but for a system as crucial as an HVAC unit, you can never be too safe.

How much does an air conditioner cost for a 2000 sq ft home?

Average New AC Unit Costs

The average cost of installing a new central air conditioner in 2024, including equipment and labor costs, is $5,750 for a 3-ton unit in a 2,000-square-foot home. On average, a new AC unit cost will fall between $3,300 and $7,800.

Which HVAC system lasts the longest?

Heat pumps: 10 to 16 years. Furnaces and boilers: 15 to 20 years. Geothermal heat pumps: 25 to 30 years; ground loops will last upwards of 50 years. Solar: 25 to 30 years.

Does homeowners insurance cover replacing AC unit?

Does homeowners insurance cover air conditioner replacement? If your air conditioner is damaged or destroyed due to a covered peril, such as lightning or a windstorm, your homeowners insurance policy may pay to repair or replace the unit, up to your coverage limit and minus your homeowners insurance deductible.

How to get a new AC unit cheap?

Look for seasonal promotions, manufacturer rebates, or financing options that can reduce the cost of a new ac. Choosing a more energy-efficient model with a high SEER rating may offer long-term savings through lower energy bills and rebates from utility companies.

Is it better to repair AC or buy a new one?

Many HVAC technicians use the "5,000 rule" when making this decision. Simply multiply the age of the system by the repair cost. If it's under $5,000, consider a repair; if it's over $5,000, it's probably better off buying a new unit.

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