Is it normal for a painter to ask for money up front?

Author: Theresia Donnelly  |  Last update: Sunday, October 19, 2025

Do You Pay Painters Upfront for a House-Painting Job? Most professional house painters require an up-front deposit of 20% to 30% of the job's total cost.

Is it normal for a painter to ask for a deposit?

A 25 - 50% deposit is completely normal ALTHOUGH your painter sounds a bit flakey and lacking in some communication. Also, most professional outfits detail EVERYTHING in their proposal/contract.

Is it normal for a contractor to ask for money up front?

It's not uncommon to pay a contractor a deposit upfront, often around 10-20% of the total project cost, to secure their services and cover initial expenses. However, paying half or more upfront is generally not standard practice and can pose risks.

Is it normal for a contractor to ask for $50 up front?

Every contractor I've worked with has taken 50% up front and 50% when the job is finished. This is normal. One thing I would recommend is you vet your contractor thoroughly--check reviews, make sure they have a legitimate website, testimonials etc...

What should I expect to pay a painter?

Professional house painters typically charge an average of $3 to $6 per square foot, $20 to $50 per hour, or $200 to $500 per day. The average cost to paint a 10-foot by 12-foot bedroom is $391 for just the walls or $815 for a full paint job that includes ceiling, walls, baseboards, and trim.

Like Getting Your Money's Worth

Do painters get paid upfront?

Do I Pay House Painters Upfront? Many professional house painters require a down payment or deposit of 20% to 30% of a job's total cost. Once you pay that deposit, you usually won't need to pay anything else until they finish the job.

Can I negotiate price with painter?

While it's not customary to negotiate with a painter, it's also not entirely unheard of either. Many well-established professional painters will not waver on their quoted price because their calculations account for razor-thin margins, and they have other customers willing to pay full price.

Should you give a contractor 50% up front?

How Much to Pay a Contractor Up Front: A Guide to Contractor Deposits. Most down payments fall between 10% and 25% of the project cost. Contractors should never ask for more than 50% up front. Never pay in full before work has begun.

Should I ever pay a contractor in cash?

Various risks are associated with making cash payments to contractors, including fraud, liability, and tax risks. Although it is legal to pay contractors in cash, these risk factors should encourage you to pay contractors by another method to provide a paper trail.

What is a fair contractor markup?

Most general contractors use a markup of between 15-20%. However, contractor markups largely depend on the project and average costs in the area.

How do you know if a contractor is scamming you?

If you ever get a random phone call or a causal knock on the door from a person claiming to be a contractor, beware. They may not be who they claim to be. They may demand money upfront in the form of a cash deposit, or perhaps there missing a local address (steer clear of P.O. boxes or hotel addresses).

Can I refuse to pay a contractor?

If the homeowner refuses to pay the contractor, the contractor can then take legal action. Therefore, they have the option of backing out before the work is completed, which can prevent non-payment in many cases.

Why do contractors ask for budget?

By knowing the budget, your contractor can guide you toward achieving realistic goals within a budget. They have expert knowledge to determine which tasks are achievable within your budget, and which aspects of the project to put on the back burner.

Do house painters expect a tip?

House painter

Tipping is not required or expected, but if you are especially pleased with your new paint job, you can give each painter $10 to $20, depending on the scope of the work. Even better than a tip, however, would be to give the painter a positive review on Yelp, HomeAdvisor or similar websites.

Should you pay a decorator a deposit?

In most cases, paying a deposit for painting and decorating services is a sound investment that benefits both you and your decorator. It secures your project in the decorator's schedule, ensures materials are ready and fosters a sense of mutual commitment.

Is it normal to ask for a deposit?

Asking for a deposit upfront is a smart way to boost cash flow, keep clients invested in a project, and ensure you have money to cover your own business expenses. But asking for money upfront before a job has started can feel like a bold move—especially if you've never done it before.

Do contractors take money upfront?

Legal Considerations and Regulations

For example, in some states, like California, the law stipulates that for home improvement projects exceeding $500, a contractor cannot ask for a deposit of more than 10% of the total cost or $1,000, whichever is less.

Should you pay contractor before work is done?

The bottom line is that you shouldn't pay the contractor until you're fully satisfied.

What are normal payment terms for a contractor?

Net 10, Net 30, or Net 60 (found on the invoice) simply indicates that the contractor's payment is due 10, 30, or 60 days from the date of the invoice, respectively. Risks: This is the most common payment term for independent contractors, and there are few risks associated with it.

How do you tell a contractor their price is too high?

Make sure to be reasonable and tactful. Explain nicely and firmly that you are spending a lot of money under the original budget and need to be frugal with change orders and extra costs. Let the contractor know you are willing to compromise on cost, but the price needs to be reasonable to you based on your research.

Is it normal to pay a roofer half up front?

Is it normal for a roofer to ask for half of his pay up front? In California it is legal to request 10% of the contract price or $1,000 whichever is less. This is upon signing the contract. Then is is legal to request 50% of the remainder upon job start.

How do painters price their work?

Some contractors use a rough base rate of $1.50 or $2.00 per square foot, some multiply 4 to 6 times the paint cost, some estimate the time the job will take and add it to an estimate of materials—and some may simply offer the lowest price to outbid the competition.

Are you supposed to negotiate with a contractor?

When you gather estimates, you can always negotiate the cost of the project with any contractor. Many general contractors are willing to negotiate their prices and terms if they're competing for a job.

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