How do I get funding for my laundromat business?

Author: Rosa Kautzer  |  Last update: Wednesday, September 17, 2025

Bank loans are one of the most common financing options for starting or expanding a laundromat. They are typically offered by commercial banks and can provide the funds needed for initial investments, such as purchasing property and equipment, or for covering operational costs.

How do I start a laundromat with no money near me?

Even without a lot of capital, you can open a laundromat by renting equipment, providing services to local businesses, or using a crowdfunding platform like Kickstarter to raise funds. Coupled with a solid business plan, commitment, and smart management, a laundromat can be a worthwhile investment.

Can you get an SBA loan for a laundromat?

SBA 504 loans offer a number of benefits for laundromats and dry cleaners. These loans can be used to purchase the real estate to construct a new facility, build the facility itself, renovate, improve, or retrofit an existing facility, and pay for equipment.

How much money do I need to start a laundromat?

Initial costs range from $200,000 to $500,000, encompassing purchase or leasing, renovations, equipment, and legal expenses. The exact figure varies based on location, size, and equipment quality. What are the costs and risks of owning a laundromat? Key costs include utilities, supplies, maintenance, and staffing.

What permits do I need to open a laundromat?

Here's what you need for a laundry business.
  • Health permit. This can be obtained from your county's health department.
  • Water Pollution Control Permit. Not every state requires this, but some may. ...
  • Sales Tax Permit. If you plan to sell additional services or products in your laundromat, you will need a sales tax permit.

What It Takes To Get Laundromat Financing

Do you need an LLC for a laundromat?

For most laundromat owners (and most entrepreneurs in general), an LLC is the best choice. That's because you'll have fewer regulatory requirements than S Corps or C Corps, but you'll be able to keep your personal assets separate from your business assets — something you couldn't do with a sole proprietorship.

What is the minimum investment in laundry business?

Laundry pickup and delivery model has seen rapid growth, especially post-pandemic, and now represents about 40% of the organized laundry market. Initial investments range from ₹10-20 lakhs ($12,000-$24,000 USD), with potential monthly revenues of ₹1.5-3 lakhs ($1,800-$3,600 USD).

What are the cons of owning a laundromat?

The potential pitfalls of laundromat ownership
  • Upfront investment costs. ...
  • Maintenance and Repairs. ...
  • Competition and market saturation. ...
  • Dependence on location. ...
  • Water and energy costs. ...
  • Changing technology and consumer preferences. ...
  • Vandalism and theft. ...
  • Seasonal fluctuations.

Can you make a living owning a laundromat?

Laundromats have long been seen as steady and reliable businesses. But if you're considering entering the laundry industry, you're likely asking, “Are laundromats a smart investment?” The answer, for many, is a resounding yes. Typically, see an ROI return on investment) of between 25-30% a year.

How much does a laundromat owner make a month?

On average, smaller laundromats might earn between $1,500 to $5,000 in profit per month, while larger, well-established ones in prime locations might see profits of $10,000 to $30,000 or more per month.

Can you get a laundromat for zero down?

Do you want to know how to buy a laundromat with no money? Starting a laundromat business does not have to mean a large outlay of money before you ever see any profit. There is financing out there. Laundromat financing exists, and Credit Suite can help you make the right choice and qualify.

How much cash do you need to get a SBA loan?

SBA loan down payment amounts vary based on the lender, loan type and qualifications, with many lenders requiring a minimum of 10% — or up to 30% for startups. While some SBA loan programs require no down payment, providing one can often unlock lower interest rates and more flexible repayment terms.

Who qualifies as SBA?

Meet size standards

Most manufacturing companies with 500 employees or fewer, and most non-manufacturing businesses with average annual receipts under $7.5 million, will qualify as a small business. However, there are exceptions by industry.

How much is a downpayment on a laundromat?

Tina Gough, senior finance sales specialist, Alliance Laundry Systems: If it is a new investor getting into the industry, there is a down payment requirement of 15-30%, depending on the type of transaction (new build, acquisition of an existing laundry that is opened and operating).

How do I open a small laundromat?

How to start a laundromat business
  1. Decide on a business model. ...
  2. Write your business plan. ...
  3. Understand the startup costs to open a laundromat. ...
  4. Assess the ongoing expenses to run a laundromat. ...
  5. Calculate how much your laundromat will make in profits. ...
  6. Determine how you will charge laundromat customers. ...
  7. Pick your business structure.

Where is the best place to put a laundromat?

A great laundromat location is on a main roadway, highly visible, and has plenty of parking with easy access. Also take note of the surrounding businesses and what type of clientele they draw in. Grocery, convenience, auto parts, and check cashing stores make excellent neighbors for laundromats.

Do you need an LLC to own a laundromat?

While not legally required, there's a compelling case for starting your laundromat as a limited liability company (LLC).

How much cash do you need to start a laundromat?

On a typical scale, launching a laundromat will set you back anywhere from $200,000 to $500,000. Your financial footprint hinges on whether you're breathing new life into an existing establishment or embarking on a ground-up venture, coupled with the prevailing real estate climate in your locale.

Is a laundromat a high risk business?

A coin-operated laundromat can be a profitable business, but there's also a high risk of it attracting thieves. You'll also need to keep cash on hand to provide customers with change for the washers and dryers.

What is the failure rate of laundromats?

1. High Success Rates. A recent Gallup poll found that 66% of potential entrepreneurs are held back by the fear of business failure. However, one study found that laundromats have an extremely high rate of success – approximately 95% of laundromats succeed over a five-year period.

Can you run a laundromat remotely?

While there are some things you may need to go into the laundromat to take care of, most of the technological side of things can be done remotely. If you're able to access reports and equipment usage from anywhere you are, you have the flexibility you need to live a healthy work-life balance.

How difficult is it to own a laundromat?

You have to be a jack of all trades: When it comes to owning a laundromat, you're a plumber, electrician, businessman, marketer, janitor, and a million other things all rolled into one. You don't have to be an expert necessarily, but experience and basic understanding in these areas comes in handy.

Can you run a laundry business from home?

Starting a wash and fold laundry business from home can be a viable small business opportunity, especially in communities where there is a demand for such services. Here are some tips to consider when starting this type of business: Research and Planning: Conduct market research to understand the demand in your area.

Can you start a laundromat with 100K?

Entrepreneurs normally spend between $100K and $1 million to start a new laundromat or buy a laundry business for sale. Dave suggests that you should normally spend between two and five times revenue, but that you should base your business valuation on what it's worth to you.

How do I start a laundry business plan?

8 steps to starting a laundry business
  1. Do your research. ...
  2. Decide what kind of laundry business you want to start. ...
  3. Buy a Laundromat. ...
  4. Choose a name for your laundry business. ...
  5. Create a laundry business plan for success. ...
  6. Laundromat Business Cost. ...
  7. Acquire the appropriate permits. ...
  8. Purchase the equipment for your laundromat.

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