Is a garage counted as living space?

Author: Mr. Andrew Zulauf  |  Last update: Saturday, September 27, 2025

A detached garage doesn't count as living space. An attached garage may count as living space if it meets specific requirements. Converting your garage to a livable space may increase your home's value.

Can I use my garage as living space?

Since you're changing how you use your garage, you might need a permit depending on where you live. To apply for garage conversion permits, contact your city's zoning department for more information. You may need to work with an architect to provide a proposed floor plan when applying for a permit.

What is legally considered a living space?

In order to be considered habitable space, someone must be able to live there year round and eat, cook, sleep etc in the space. It must be protected from the elements, including heated. An unfinished basement or attic is not considered living space, nor is a garage area.

Is an attached garage considered part of the dwelling?

An attached garage is connected to your home and is generally considered part of the main dwelling. Therefore, it's typically covered under the standard homeowner's insurance policy. On the other hand, a detached garage is a separate structure that is not directly connected to your home.

Do realtors count garages in square footage?

In general, staircases and closets count as finished square footage, while spaces like garages, three-season porches and unfinished basements or attics are not included. When in doubt on the square footage of a home, refer to MLS information, your purchase agreement or your own measurements.

What is Included in a Home's Square Footage - Did You Know Show

Can a garage be considered a living space?

Living in a garage in California is only legal if the garage has been converted to a habitable space through the proper channels. Letting guests sleep in an unconverted space for a night can be a big enough violation to result in fines.

What is considered living space in an appraisal?

Interior spaces that are conditioned spaces (heated, and cooled, if necessary) such as bedrooms, bathroom and living rooms. Enclosed patios that are heated and (if the rest of the house is) air-conditioned and are similar in workmanship (quality) as the rest of the home.

Does an attached garage raise insurance?

1. Replacement Cost: Increased Value: More garage spaces often mean a larger home footprint, which can increase the replacement cost of the home. Insurers calculate premiums based on the cost to rebuild your home, so a higher replacement cost can lead to higher premiums.

Is a garage considered an occupied structure?

Private garages and carports shall be classified as Group U occupancies.

Does an attached garage count as square footage?

Does the garage count in the square footage of a house? The garage does not count towards the square footage of a house, as that is considered an unfinished space. A garage will only count towards the square footage of a home is if it has been legally converted into a living space.

What is not considered living space?

An attic, while a useful storage area, is not living space. Same with the garage or basement space that is not finished. Even some spaces over a garage are not considered “Living Area”. It depends on the home designer and the specific home plan.

Does gross living area include garage?

GLA excludes basements, garages, patios, and porches unless those have been converted to living space with appropriate permits. GLA is calculated by measuring the exterior dimensions of the dwelling above ground or the land line.

What is a non living space?

Non-Habitable: Space in a structure that is not used for living, sleeping, eating, or cooking, such as, but not limited to, garages, toilet compartments, closets, utility spaces or similar areas. Commercial and industrial structures do not have habitable space.

Can I convert my detached garage into living space?

Habitable Use

If you plan to use your detached garage only as a habitable space, you do not require planning permission. For example, if you want your detached garage to accommodate a person or any relative or a friend for certain period only as a habitable place, you will not require planning permission.

Can I convert my garage into an ADU?

In the midst of a serious affordable housing crisis, California, for example, allows any property in a single-family residential zone to build a garage ADU. And many other state leaders have sought ways to create more homes and have agreed upon ADUs as one solution.

What is garage living?

At Garage Living, we specialize in creating beautiful garage interiors that combine design, craftsmanship, and functionality. Our customized solutions enhance your home and lifestyle with stylish cabinetry, innovative storage, and durable flooring.

Do I need permission to turn my garage into a room?

Since California has passed the new ADU laws this year, usable rooms like garage conversions can be used as a source of passive income. Even if you're only planning on converting the garage to an additional bedroom or home office, permits will be needed for residential construction.

What is a livable garage called?

What are garages with living quarters called? Garages with living quarters are called ADUs or garage apartments.

Is a garage considered a permanent structure?

Any outdoor building directly affixed to an unmoving foundation is classified as a permanent structure. Some examples of these structures include garages, barns, and even homes.

What counts as a garage for insurance?

A garage is a building of brick or stone construction with a secure, lockable door, located at the home address and only accessible by the policyholder and those living at the policyholder's home address. Please note that underground secure car parks do not qualify for a garaging discount.

Does adding a garage increase property value?

You wouldn't necessarily think so, but a garage can increase your home's value by tens of thousands of dollars. According to HomeAdvisor, a garage can add between $12,750 and $33,200 in value to your home. And that's not to mention the extra storage space and protection for your vehicles.

Is my garage covered under homeowners insurance?

The answer is “Yes”. Your garage and other outbuildings are covered under your homeowners insurance but there are limits to that coverage. The first item that you need to be concerned about is your garage.

Does a garage count as living space?

A detached garage doesn't count as living space. An attached garage may count as living space if it meets specific requirements. Converting your garage to a livable space may increase your home's value.

What is the legal definition of a living space?

Living Space means the climate-controlled area within a Dwelling used for living, sleeping, eating or cooking purposes and excluding such areas as closets, garages, attics, and utility spaces.

How to calculate living space?

Measure the length and width, in feet, of each room. Then, multiply the length by the width to calculate that room's square footage. For example: If a bedroom is 12 feet by 20 feet, it is 240 square feet (12 x 20 = 240).

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