How much power does an HOA have in Florida?

Author: Brandyn Mohr  |  Last update: Saturday, January 24, 2026

Florida homeowner associations have the authority to regulate common areas, collect charges to maintain these areas, enforce community covenants, and impose fines or liens against non-compliant homeowners, all within the limits of Florida law and their own governing documents.

What power does HOA have in Florida?

The Purpose of HOA Laws

These laws give HOAs the authority to enact rules and regulations governing different areas of community living, such as architectural guidelines, the care of communal areas, and the collection of fees.

What can Florida HOAs not do to homeowners anymore?

HOA fines limited
  • HOAs may not levy fines more than $100 per violation or more than $1,000 in total if daily fines are levied.
  • HOAs may not put a lien in a parcel for fines of less than $1,000.

What powers does the president of an HOA have in Florida?

The HOA board president is vested with the same powers typically given to the chief executive officer of a corporation. This office should be the authority on the rules and laws that govern the board, handle procedural duties, and serve as the spokesperson for business matters.

What is rule 720 in Florida?

Chapter 720 of the Florida Statutes governs homeowners' associations (HOAs) in Florida. Unlike condominiums or cooperatives, homeowners' associations typically govern single-family homes in a specific development or community.

What Legal Powers Does an HOA Have

What are the new Florida HOA laws in 2024?

Florida House Bill 1203 introduces substantial reforms aimed at increasing transparency and accountability within HOAs. This bill mandates the online posting of governing documents, including covenants, restrictions, and financial records, ensuring that you, as a homeowner, have easy access to critical information.

What is the rule 12.500 in Florida?

Rule 12.500 - DEFAULTS AND FINAL JUDGMENTS THEREON (a) By the Clerk. When a party against whom affirmative relief is sought has failed to file or serve any document in the action, the party seeking relief may have the clerk enter a default against the party failing to serve or file such document.

How powerful is the HOA?

HOAs are legal entities—some are businesses, and some are nonprofits—and have the legal right to enforce rules and issue punishments for not following them. Sanctions can be strict. In some HOAs, the outcomes may include being fined or sued or having the HOA place a lien on your home.

How to fire an HOA president?

Although HOA boards do not typically have the right to vote a member off the board themselves (it usually requires the vote of all HOA members, as discussed below), they do usually have the power to remove an officer, such as the president, vice president, or treasurer. Typically this takes a board's majority vote.

Can an HOA in Florida take your house?

You might be shocked to learn that, yes, just like a bank, a homeowners association (HOA) can foreclose on a home. This type of action affects thousands of Florida homeowners, sometimes over minor amounts of overdue memberships dues and late fees every year.

What is the 5 year rule for HOA in Florida?

In Florida, the statute of limitations for breach of contract (such as violating your HOA covenants) is five years. The time period within which the HOA could enforce the covenant has expired, at least as it pertains to those patios that were built more than five years ago.

Can you decline the HOA?

The short answer is that it depends. Yes, you can refuse to join a homeowners association if you buy a home in a community without a mandatory HOA. However, if the community has a mandatory HOA, you must join as part of the purchase agreement.

How do I fight an HOA in Florida?

First, you need to go through the dispute resolution process as outlined in Chapter 720. This includes filing a written complaint with your HOA's Board of Directors, going through a mediation process, and then potentially taking the case to court if you cannot come to an agreement.

Can a HOA control the backyard in Florida?

Can an HOA control a backyard? HOAs exert authority over various aspects of homeownership, including the use and appearance of backyard spaces. While homeowners technically own their backyard, they must adhere to HOA backyard rules governing landscaping, hardscaping, and architectural modifications.

What is the new law in Florida 2024?

Online Protections for Minors; Requiring social media platforms to prohibit certain minors from creating new accounts; requiring social media platforms to terminate certain accounts and provide additional options for termination of such accounts; providing conditions under which social media platforms are required to ...

Can HOA tell you what to do inside your house?

So, can the HOA tell you what to do inside your house? Yes, but with some big caveats — they can't just show up on your doorstep and roam around your property whenever they want. That's right; an HOA's reach extends to setting and enforcing community rules, but it doesn't override your rights as a homeowner.

Can you overthrow an HOA board?

The short answer is yes. In general, homeowners have the power to remove an HOA board member by following the proper procedures and requirements. It is vital that homeowners possess this ability to keep board members in check and hold them accountable for their actions.

How to deal with a toxic HOA?

If you have experienced HOA board harassment, here are necessary steps you need to take:
  1. Write a Letter. The first step should be to write a letter to the offending homeowner. ...
  2. Call in a Restraining Order. Some homeowners will not be stopped by a formal letter and imposed sanctions. ...
  3. Call the Police.

What power does the president of an HOA have?

HOA President is the main signatory on behalf of the HOA.

For example, signing legal documents, vendor contracts, co-signing cheques, leases, etc. This also means that he must go through each document thoroughly to ensure he is not binding the association with anything that can be harmful in the future.

Can you legally ignore a HOA?

This obligation is often established through the property's deeds, covenants, conditions, and restrictions (CC&Rs), or other legally binding documents. Refusing to join or comply with the HOA's rules can result in consequences outlined in the CC&Rs, such as fines or legal actions.

How to legally annoy your HOA?

17 Ways to Legally Annoy Your HOA
  1. 1 Study the HOA rules.
  2. 2 Compare HOA rules with local ordinances.
  3. 3 Put off HOA requirements until the last minute.
  4. 4 Invite guests over for as long as possible.
  5. 5 Display religious symbols.
  6. 6 Plant native plants in your yard.
  7. 7 Hang your clothes to dry outside.

Who profits from HOAs?

HOAs generally have non-profit status by default. This is because the purpose of the association is not to make money, but rather to maintain and govern. Being non-profit often gets confused with being tax exempt, which is different and unrelated.

What is the 183 rule in Florida?

To become a Florida resident for taxes, you must: Reside in Florida for 183 days per calendar year. Maintain a physical presence in Florida most of the year.

What is the rule 9.600 in Florida?

New rule 9.600(d) recognizes the jurisdiction of the trial courts, while an appeal is pending, to rule on motions for post-trial release, as authorized by rule 9.140(g), and to decide motions pursuant to Florida Rule of Criminal Procedure 3.800(a), as authorized by case law such as Barber v. State, 590 So.

What is the rule of 78 in Florida?

Rule of 78 Formula

If it's 12 months, the amount borrowed, the principal, is divided by 12. The interest rate is then charged to the remaining principal. With simple interest, the interest paid each month gets lower as the principal gets lower. With the Rule of 78, a higher interest rate is charged early in the loan.

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