However, if the cracks continue to expand in size, you will need to contact a structural engineer to assess the situation.
As all walls are common property it is assumed that the cost of their cosmetic repair is the body corporate's responsibility. Once the cracks are filled and sandpapered flat, the walls will require repainting.
Thin cracks are usually not cause for concern, but you should consult a professional if they become wider than five millimetres. Diagonal cracks that look like staircase steps can be a sign of structural damage, and you should consult a structural engineer.
Our advice would be to arrange for a structural inspection survey. A fully qualified structural engineer will look at both internal and external walls to determine the cause. They may also need to dig down to view the foundations.
If the cracks were gradually happening over a period of time, due to faulty design where the walls are not able to sustain the weight or due to faulty materials used etc, then the Home Insurance will not pay for it. Most of the cracks will be of this nature.
Construction-related issues typically fall under the builder's responsibility, while cracks resulting from natural settlement or external factors often rest with the homeowner.
Is hitting a wall with my car covered by comprehensive or collision coverage? If hitting the wall was your fault, such as if you accidentally reversed into a wall, you'll need collision coverage to cover the damage to your car.
However, if the cracks continue to expand in size, you will need to contact a structural engineer to assess the situation.
The size and location of wall cracks are key factors to consider. Large cracks wider than 5 millimeters are a cause for concern, especially if they are diagonal, horizontal or above a door frame. These cracks could indicate foundation movement, stress on structural supports or settling issues.
A 1/16-inch crack is quite common when a home starts to settle. These hairline cracks should be vertical and should be between 2-6 inches in length. Having horizontal and diagonal cracks of any size will indicate that you have more than just the “normal” settling.
Structural foundation cracks are generally larger than 3mm and come in different shapes and sizes. One end of the crack may be wider than the other. The concrete on either side of the crack may be flush, or it could be uneven. A typical structural crack pattern is a stair-step crack in brick or cinder block walls.
Professional evaluation by a structural engineer is recommended for significant or expanding wall cracks to assess and address potential structural damage.
Temperature Fluctuations – Changes in temperature and humidity levels can cause materials like drywall to expand and contract. Over time, this repeated movement can result in cracks, especially in areas with extreme temperature variations or homes left vacant for multiple months without temperature regulation.
Larger cracks or ones that develop rapidly could be the sign of a serious structural problem, like damage to the foundations or subsidence issues. Subsidence is when the ground beneath a property sinks, causing the foundations to move with it.
Structural cracks threaten the integrity of your home and can eventually lead to foundation failure, making your home unsafe. Non-structural cracks, on the other hand, will not compromise the safety of your home, although they can pose a risk for leaks and future foundation problems if left unattended.
Vertical cracks run up and down the foundation wall. They're often caused by normal settling and are generally less concerning than horizontal or diagonal cracks. However, if a vertical crack is wider at the top or bottom, it may indicate a more serious issue.
One reason is because of the change in temperature. When it's cold outside, the drywall contracts, and when it's warm outside, the drywall expands. This can cause the drywall to crack along the seams. Another reason is because of the moisture in the air.
How wide are the cracks in the wall? Very Severe: Cracks wider than 25mm are typically a sign of major structural damage and may need underpinning and rebuilding. Seek professional help at once.
Repair Cost: Approximately $8 to $11 per square foot for professionals. DIY Potential: Minor cracks can be a DIY fix, but professional intervention is advisable to prevent further damage.
In short, yes you can paint over cracked paint, but it isn't as simple as one may assume. Whilst, you can simply paint over it with a coat of fresh paint, that isn't a guarantee the cracking won't return.
Homeowners insurance typically doesn't cover wear and tear. Home foundations shift over time, which can lead to cracks in your home's structure. Like repainting a faded wall or clearing your gutters, keeping tabs on an aging foundation is considered the homeowner's responsibility.
You'll need at least the minimum amount of property damage liability auto coverage your state requires. Here are some examples of how much property damage car insurance you need in different states: California car insurance: At least $5,000 of property damage liability.