What happens if your sewer pipe breaks?

Author: Clemmie Herzog  |  Last update: Wednesday, November 19, 2025

Broken or leaking pipes allow moisture to leak behind walls, causing hidden mold damage that is expensive to repair and creates health problems for many people. If you notice mold growth accompanied by sewer odor inside your home, there is likely a leak somewhere inside a sewer line.

Are local governments responsible for paying for sewer line repairs?

Sewer laterals are the underground pipes that connect your home wastewater to the main sewer line in the street. Homeowners are responsible for their sewer laterals, while problems with the public sewer main line are managed by the city or municipality.

Does homeowners insurance cover broken sewer pipes?

Does homeowners insurance cover your sewer line if it's damaged? Damage to your sewer line may be covered by your policy if it is caused by perils such as hail or windstorms, explosions, lightning or fire, damages caused by vehicles, vandalism or falling objects.

How much does it cost to replace a sewer line in a house?

Cost Estimates

As we mentioned earlier, in the state of California, the cost of sewer line replacement can amount to anywhere between $50-$250 per linear foot, with an average of around $150.

Do you have to fix a broken sewer line?

If your lower lateral is clogged or broken, it happened because you put things down the toilet or drain that you shouldn't have. The lateral could also have been damaged by roots from a tree on your property growing into your sewer line. In either case, it is your responsibility to repair the issue.

4 Signs That Tells You If Your Sewer Line Is Broken | CALL A PLUMBER

How serious is a cracked sewer pipe?

Sewer pipe cracks are serious problems that can lead to property damage, soil pollution, and mold-related health issues. Sewer gas leaks can also cause people to experience headaches, dizziness, sinus infections, and more.

Can you replace main sewer line yourself?

As we mentioned above, it's certainly possible for a homeowner to perform sewer line replacement or sewer line repair. However, it's definitely not an easy job. When you replace the sewer line yourself you run the risk of causing even more damage.

How long does it take to replace a sewer line?

Typically, to replace a sewer line it can take anywhere from 1 to 2 days, to 3 to 5 days. In some rare cases, it may even be as quick as one day. Generally, the estimated time frame will depend on the layout of your property, your home's piping system, and the depth required to excavate.

What is the life expectancy of a sewer line?

This pipe, which lies buried under the soil of your yard, can last anywhere from 50-100 years or more, depending on the material from which the pipe is made and the conditions under which it is used.

How do you replace a sewer line without digging?

4 Types of Trenchless Sewer Repairs
  1. CIPP. Cured-in-place pipe (CIPP) technology relines damaged pipes by inserting a fiberglass tube coated with epoxy resin into the damaged pipe and then blowing it up like a balloon. ...
  2. Pipe Bursting. ...
  3. Spray Lining/Brush Coating. ...
  4. Slip Lining.

How do I know if my sewer line is broken?

7 Warning Signs Your Sewer Line Needs to Be Replaced
  • There's a Spike in Your Water Bill. ...
  • You Hear Gurgling Coming from the Pipes. ...
  • The Water Is Slowly Draining. ...
  • Your Yard is Soggy. ...
  • The Smell of Sewage Lingers. ...
  • Pests Are Attracted to Your Yard. ...
  • The Toilet Bowl Water Level Is Up and Down.

Does insurance pay for broken pipes?

Homeowners insurance typically covers losses resulting from a sudden malfunction, such as a pipe bursting unexpectedly. However, a homeowners policy won't cover slow, constant leaks or other plumbing problems resulting from neglect or improper maintenance.

Is sewer line replacement tax deductible?

As a general rule, sewer line repairs are considered to be standard home maintenance expenses, which means you are not eligible for a tax break on your personal income tax returns.

Does Hoa cover sewer lines?

Clogged drains within individual units are typically the responsibility of the unit owner . Clogs in common areas or those affecting multiple units are usually the HOA's responsibility . Main sewer lines and shared plumbing infrastructure fall under the HOA's purview .

How deep is the city sewer line?

Also, this allows the waste to make its way to the wastewater plant. Additionally, 12 feet deep is the depth city sewer lines are buried. They can go as deep as needed to stay below your residential sewer lines.

Can I sue the city for sewer backup?

Tree roots can grow into and obstruct the sewer lines; or extraordinary amounts of rainfall can infiltrate the system and overload it. The courts have made it clear that the city is liable for sewer back-up damages if, and only if, the city's negligence causes damages.

Can you get sick from a broken sewer line?

Don't ignore the problem

Sewage contains bacteria and viruses that can affect humans and pets. Wastewater also commonly contains fungi, medications and pesticides. If you come into contact with these contaminants, you could get sick or even end up in the emergency room.

How often do sewer pipes need to be replaced?

Generally speaking, you're going to find that most main sewer lines will only last somewhere between 50 and 100 years before you need to do a main sewer line replacement. You could very well have a broken sewer line on your hands right now and not even realize it.

How often should home sewer lines be cleaned?

Most people should have their sewer lines cleaned every 18 to 22 months or every year and a half to two years.

Should you repair or replace your sewer line?

Sewer line repair is recommended when there are cracks or holes in your sewer line. If damage is severe, replacement of the line is recommended. A pipe leak test must be performed, then there are two ways to proceed. The first is with trenchless repair.

Does replacing sewer line increase home value?

If your sewer line is damaged, it could delay or even halt a possible sale. Even if you do sell the property, you could have to accept a lower price or make concessions. However, getting trenchless sewer line repair done can improve the value of your place.

How long does it take to replace a sewer line under a concrete slab?

There are many benefits to the trenchless method, most notably that it takes just 1 – 3 days to complete the job. You won't have a plumbing crew invading your home for weeks. Call Before You Dig Up That Concrete Slab!

What is the cheapest way to replace a sewer line?

Trenchless sewer repairs, such as pipe lining or pipe bursting, are typically 30-40% less expensive than traditional excavation and less invasive. Traditional excavation, which involves digging a trench to access the damaged pipe, is usually more expensive and can cause significant damage to your yard.

What is the difference between a sewer line and a sewer main?

Main drains are located in the walls and floors of your home, while sewer line drains are located outside underground. Each drain pipe in your home is connected to a different household fixture on one end, including toilets, sinks and bathtubs, and the other end is connected to the main sewer line.

Why is sewer line replacement so expensive?

Sewer work is expensive because of the labor-intensive process involved, which includes excavation, pipe removal, and installation of a new one. It requires significant manual labor and expertise, driving up the overall cost.

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