Each plant has a different threshold when it comes to dealing with the cold. Some plants can survive outside even when temperatures hit freezing. Others need to be brought indoors when temperatures reach the mid-40s. Be sure you know this before you plant.
Covering plant material at temperatures between 39-30 with freeze cloth or covering can be effective. Prolonged exposure at temperatures of 28 degrees and below will notice protection results diminish with each degree dropped.
Most houseplants are native to tropical areas and will not tolerate freezing temperatures. Many indoor plants will see damage when temperatures drop to the mid to lower 40s°F and nearly all will die if exposed to below freezing temperatures.
Scientists in the ARS Photosynthesis Research Unit at Urbana, Illinois, have discovered a drop in the overnight temperature below 50°F can create a biochemical version of mission impossible for some crops like tomatoes, soybeans, and corn.
WHEN TO BRING PLANTS INSIDE. As a general rule, tender plants should be brought in when nighttime temperatures are below 50 to 55 degrees F, even if they are hardy for your zone. A plant's roots are more exposed when planted in a container versus in the ground.
Each plant has a different threshold when it comes to dealing with the cold. Some plants can survive outside even when temperatures hit freezing. Others need to be brought indoors when temperatures reach the mid-40s.
Grown under the marginal conditions of most homes and apartments, houseplants can become tired-looking during the winter months. You can renew your plants by moving them outdoors during the summer. Put your plants out only after night temperatures remain above 60°F (usually mid-May or early June).
It's sunny again… wait… ), but some vegetables won't be happy (and grow into incredibly prolific tomato producers - yes, I'm talking to you, tomato fanatics) if you don't protect them until night temperatures warm up consistently to 50 degrees and above.
Frost Hardy
 Root crops develop more sugars when the soil temperature is below 40 degrees Fahrenheit; and Brussels sprouts are often best after a light freeze. Among the hardiest vegetables are cole crops, which can tolerate moderate freezes (24 to 28 degrees Fahrenheit) : Broccoli, cauliflower (26 degrees Fahrenheit)
Even prolonged exposure to temperatures below 55 degrees F. (13 C.) can cause decay, pitting, and water-soaked areas on fruit. Sudden cold snaps can cause cucumber plant damage on leaves, stems, and fruit or even kill the plants.
Marigolds can handle a bit of a chill, but they draw the line at frost. They can survive down to about 40°F, but it's not a party they enjoy. To prepare for cooler nights, especially in the unpredictable shoulder seasons of spring and fall, think like a marigold.
Even if you're antsy and can't wait to see the pop of color outside the porch, DO NOT put the basket outside until temperatures are consistently above 50F (minimum!). Let the basket stay toasty warm here, or keep it in a bright sunny space in your home away from sudden drafts or temperature fluctuations.
Most houseplants are tropicals and prefer temperatures between 65-75°F during the day and about 10 degrees cooler at night. For many plants, temperatures below 50°F can cause problems.
So will peppers survive 40 degrees? To sum it up, most peppers won't necessarily DIE from 40˚ F temperatures, but their growth can be stunted, and they may be slow to recover so it's best to keep them warm if possible.
If you're looking for tips for protecting your plants from frost, avoid using garbage bags as plant covers. Trash bags are not the best protection against frost damage, primarily due to their material. Most garbage bags are made out of low-density polyethylene plastic.
First, it's good to know which plants are sensitive to temps around 35 or 40 degrees F. These are common tender plants that will need some protection. Hanging baskets: begonias, calibrachoa, gerbera, impatiens, vinca, euphorbia, and scoparia.
So, yes, it's been cold at night around Southern California, but folks, 45 degrees is a still a long way from the freezing temps that can burn our tender tropicals and other plants, like a multiday cold snap in 2007 that severely damaged crops in Central and Southern California.
At temperatures below 40°F, tomato plants will begin to wilt and brown from chilling injury. At best, the plant will experience stunting, wilting, and pitting of fruit.
H2 Rating - 34 to 41° F (1 to 5 C)
 Overall, these annuals are the most delicate of all the hardy annuals - one might call them half-hardy since they are really only hardy into the few temperatures just above freezing. And it's important to NOT let them freeze.
Another temperature to keep in mind: tomato plants will not survive in temperatures below 35 degrees Fahrenheit, and will not thrive at temperatures below 50 degrees. Gardeners can use a frost date calendar to note their region's average dates of last frost in spring and first frost in fall.
Cover Plants – Protect plants from all but the hardest freeze (28°F for five hours) by covering them with sheets, towels, blankets, cardboard or a tarp. You can also invert baskets, coolers or any container with a solid bottom over plants. Cover plants before dark to trap warmer air.
Daytime temperatures below 65°F can lead to fruit set failure—the pepper equivalent of stage fright. At night, anything under 50°F is an invitation to leaf curl and overall plant stress. It's like the plants are pulling their leaves up to their chins, trying to keep warm.
Light freeze - 29° to 32° Fahrenheit will kill tender plants. Moderate freeze - 25° to 28° Fahrenheit is widely destructive to most vegetation. Severe or hard freeze - 25° Fahrenheit and colder causes heavy damage to most plants.
A few more tips on containers. Early in spring when your plants are smaller and the temperatures are lower you may only have to water every 3 or 4 days. As the plants get larger and the mercury creeps higher be prepared to water every day, with small pots or water “pigs” you might even have to water twice a day.
As soon as the minimum temperature for the plants is reached permanently, they can be moved out of their winter quarter.