How do I know if my loft insulation is OK?

Author: Prof. Florence Jacobson  |  Last update: Sunday, November 9, 2025

Check the R-value of your insulation The R-value is a measure of an insulation's resistance to heat flow. The higher the R-value, the better the insulation. Different types of insulation have different R-values, so check the label to see what the R-value is for the insulation in your home.

How do I know if my loft insulation needs replacing?

You can assess if your home insulation needs replacement by observing signs like increased energy bills, uneven indoor temperatures, drafts, and visible damage to insulation materials. Additionally, if your insulation is over 10-15 years old or has been exposed to moisture or pests, it may require replacement.

How do I know if my attic insulation is bad?

10 Signs that Your Attic is Poorly Insulated
  1. Water Leaks. Improper insulation can let water into your home, leading to leakage issues. ...
  2. Ice Damming. ...
  3. Pest Problems. ...
  4. Cold Drafts. ...
  5. Moisture and Mould in the Attic. ...
  6. The Heater and AC are in Overdrive. ...
  7. High Energy Bills. ...
  8. Cold Rooms, Walls, and Floors.

How do I know if my attic insulation needs to be replaced?

6 Signs that Your Insulation Needs Replacing
  1. Worsening allergy symptoms. Is anyone in your household experiencing persistent allergy symptoms that don't seem to get any better when they're inside the house? ...
  2. Water damage. ...
  3. An unanticipated rise in bills. ...
  4. Household pests.

What is the life expectancy of loft insulation?

Loft insulation usually lasts 40 years or more if properly maintained and pays for itself many times over its lifespan. However, this greatly depends on how well it was installed and the type of material used.

Knauf Insulation - How to Insulate Your Loft

Is it better to remove old attic insulation before adding new?

Removing old insulation is generally recommended if it's damaged, contaminated with mold, or infested with pests. However, if the insulation is in decent shape and just needs a boost, adding a new layer on top can be a cost-effective option.

How often should loft insulation be checked?

Some loft insulation materials also reduce in terms of levels of thermal resistance as they settle over time. Home insulation experts advise householders to check the condition of their loft insulation every five to seven years.

How much should it cost to replace attic insulation?

Attic insulation costs anywhere from $1,680 to $3,125, depending on the size of your attic and the material used. On average, most homeowners shell out around $2,380. These costs include the insulation materials and installation by a professional.

Can I lay new loft insulation over old?

The answer is yes, you can put new insulation over old. But there are some circumstances that would require insulation removal first, such as in the case of contaminated insulation from pests, water or smoke. Moisture is the biggest culprit, as it can lead to mold and mildew, as well as ceiling and roof rafter rot.

How do I know if my loft insulation is working?

Look for drafts in your home

Another way to check is to look for drafts around windows and doors. If you can feel a draft, that means that warm air is escaping from your home, which means your insulation isn't doing its job properly.

Where should you not put insulation in the attic?

Also, when laying down additional insulation, work from the perimeter toward the attic opening. Never lay insulation over recessed light fixtures or soffit vents. Keep all insulation at least 3 inches away from recessed "can" lights, unless they are rated IC (Insulated Ceiling).

What happens if you have too much insulation in your attic?

Too much insulation will leave humidity and moisture to accumulate in your attic space. This can lead to mold growth on your walls and insulation. There might also be water damage to the support beams in your home's roof.

Is my loft insulation safe?

There are real dangers from old loft insulation within houses, which can contain asbestos, a carcinogenic material. For newer insulation, however, as long as precautions are taken during handling and installation, they will not be dangerous to the health of users.

How do you know if attic is poorly insulated?

Another sign your attic insulation is contributing to heating issues in your home is if you notice different temperature zones throughout the house. If your downstairs living room is a comfortably warm temperature while your upstairs master bedroom is freezing, there's a good chance your attic insulation is lacking.

Can I put too much insulation in the loft?

Too much Insulation with a minimum amount of ventilation will result in condensation forming as the warm air has nowhere to escape to. It can also result from insulation being improperly installed such as too many layers being laid on top of each other or if it is too tightly packed.

Do I need to remove old insulation before blowing in new insulation?

The Big Question: Do I Need to Remove Old Insulation Before Installing New? In the majority of cases, removal of old insulation is NOT necessary before adding new.

Where not to put loft insulation?

One important thing to remember is that insulation should never be pushed right into the eaves because it will interfere with airflow. If you're going for a warm loft then you'll need much more insulation to be able to cover the underside of the roof along with the gable and party walls.

What is the lifespan of attic insulation?

Conclusion. Attic insulation can last 80 to 100 years, though it loses its energy efficiency benefits with time. Certified attic specialists' professional advice is to upgrade it every 15 years to ensure that it is still performing the job.

How much of a difference does new attic insulation make?

SAVINGS AND COMFORT

EPA estimates that homeowners can save an average of 15% on heating and cooling costs (or an average of 11% on total energy costs) by air sealing their homes and adding insulation in attics, floors over crawl spaces and basements.

How do I know if my insulation is still good?

High Energy Bills

You may not notice extreme temperature shifts in your home if your heating or cooling units are working overtime, but you will notice your extreme energy bill. If wasted heat is escaping through your roof and walls, it's time to replace your insulation.

What type of loft insulation is best?

The best loft insulation boards in terms of cost are Polystyrene (EPS) or PIR boards. Despite being costlier, rigid boards have far higher heat-retaining capabilities. Being half as thick as blanket insulation makes them very easy to install by fitting the boards in between your floor joists.

How many inches of insulation is good in the attic?

The higher the R-Value, the better the thermal performance of the insulation. The recommended level for most attics is to insulate to R-38 or about 10 to 14 inches, depending on insulation type.

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