How do I get out of a 5 year ADT contract?

Author: scraper  |  Last update: Thursday, October 1, 2026

Getting out of an ADT contract early usually requires paying an Early Termination Fee (ETF) equal to 75 % of your remaining balance. However, depending on your situation, you can navigate your exit or minimize costs using a few specific strategies:

How to get out of a 5 year contract with ADT?

In order to cancel your ADT contract, you must call ADT customer service at 800-238-2727. Security system customers pay up to 75% of the remaining monthly charges when they cancel early (see breakdown in the table above).

How much does it cost to break an ADT contract?

ADT charges an early termination fee (ETF) equal to 75% of your total remaining monthly contract charges if you cancel before your initial 24-month (California) or 36-month (most other states) commitment ends. Once your initial agreement is fulfilled, the service rolls over to a month-to-month basis with no cancellation fee.

Is it difficult to cancel an ADT?

Canceling ADT can be a frustrating process, known for long hold times and aggressive retention tactics. To cancel, you must call their customer retention department at 1-800-238-2727.

How long do you have to have ADT before you can cancel?

You can cancel your ADT contract at any time, but if you are still within your 36-month (or 24-month in California) initial agreement, you may be charged an early termination fee of roughly 75% of your remaining balance.

What happens to ADT equipment when you cancel?

How do I cancel my ADT contract without calling?

Information

  1. If you use MyADT, log into your account on myadt.com, click Account > Manage Subscriptions, and fill out the cancellation form.
  2. If you use ADT+, log into your account on plus.adt.com, click Billing > under Manage Subscriptions click Cancel Subscription and fill out the cancellation form.

What happens if I just stop paying ADT?

If you simply stop paying your ADT bill, ADT will remotely disable your system's monitoring capabilities, send the past-due balance to collections, and heavily damage your credit score. You will also face early termination penalties.

Is there a class action lawsuit against ADT?

Yes, ADT is currently facing multiple class action lawsuits, most notably a large-scale data breach lawsuit filed in April 2026 alleging that a cyberattack exposed the private information of millions of customers.

Does ADT remove equipment after cancellation?

ADT generally does not remove equipment after you cancel your service. In most cases, they will leave the hardware (keypads, sensors, etc.) at your property.

How much is ADT security per month?

Pro install starts at $45.99 per month. †Requires system purchase and pro monitoring plan (one month minimum) w/ADT Self Setup starting at $34.99 OR pro install w/36-month monitoring contract starting at $56.99/mo.

Does ADT have a senior discount?

ADT does not offer a standalone "senior discount," but seniors aged 50+ who are AARP members receive 5% off monthly professional monitoring services. To redeem this, you must call ADT directly (e.g., at 1-800-973-0958) and provide your AARP membership number.

Is there a cheaper alternative to ADT?

For cheaper home security, top DIY and contract-free brands like SimpliSafe, Ring, and Cove offer better affordability than ADT. You'll save heavily on both upfront equipment and monthly professional monitoring, avoiding the long-term contracts and steep installation fees that come with ADT.

How long is a typical ADT contract?

ADT's standard professionally installed security systems require a 36-month monitoring contract (24 months for residents of California). Some financing agreements or upgrades may extend this commitment up to 60 months. If you cancel early, you may be charged up to 75% of your remaining monthly balance.

How much is the ADT termination fee?

How Much Does ADT Charge to Cancel Early? ADT charges up to 75% of your remaining monthly contract charges as an early termination fee (ETF). ADT's standard contract is 36 months in most states, and 24 months in California. If you cancel before the contract ends, the fee applies to the remaining balance.

How to buyout an ADT contract?

If you break your ADT service agreement early, you will be required to pay an Early Termination Fee (ETF) equal to 75% of your total remaining monthly charges, due immediately. Typical ADT residential contracts last 36 months (or 24 months in California).

Can I still use my ADT cameras without service?

Whether you can use your ADT cameras without a subscription depends on the model and whether you own or lease the hardware. In most cases, standard ADT cameras require an active plan (like the Secure or Smart service tiers) to function through the ADT+ app.

Can I use blink cameras with an ADT system?

A: Currently Blink only integrates with IFTTT and Amazon Alexa-enabled devices, you could certainly use the Blink System and the ADT System in the same location however they would not integrate with each other.

Can I cancel my ADT contract if I move?

Do I have to cancel my existing contract when I move? In most cases, yes. ADT monitoring contracts are typically tied to the location of the home being monitored. However, there are certain exceptions.

Is ADT in financial trouble?

Despite growth challenges, ADT generates robust cash flow, maintains 52.5% EBITDA margins, and has expanded its share repurchase program to $1.5 billion. Origin AI acquisition offers a credible long-term lever for improving retention and product differentiation, but its financial impact remains uncertain.

Does ADT have a distress code?

If you are professionally monitored, you can set up a unique Duress Security Code (different from your system security code and other user codes). This code can be used when you or a member of your household is in danger and your assailant is forcing you to disarm your system.

Can I negotiate with ADT?

Yes, ADT prices and monthly monitoring fees are negotiable. You can lower your bill by calling their customer retention department and leveraging competitors’ quotes, threatening to cancel your service, or requesting to remove optional add-ons.

What happens when you stop ADT?

Canceling your ADT service typically results in an early termination fee (ETF) of up to 75% of your remaining contract balance. You will also lose professional monitoring, but your hardware will generally continue to function as a local alarm without smart app features.

Will my alarm still work if I cancel my ADT contract?

When you cancel your ADT service, your physical alarm panel will continue to function as a local siren and noisemaker, but it will no longer contact ADT or the police.

Does ADT report to credit bureau?

Yes, ADT reports to the major credit bureaus, but usually only under specific circumstances like missed payments or breaking your contract early.

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