Do roofers usually ask for a deposit?

Author: Josefa Keebler  |  Last update: Wednesday, November 26, 2025

It is standard practice for a roofing contractor to request a deposit. This deposit secures your spot on their schedule and confirms your commitment to the project. However, the deposit should not exceed one-third of the total project cost. Furthermore, thoroughly vet your contractor to ensure they are reputable.

Do roofers require a down payment?

It's not uncommon for roofing companies to ask for anywhere from 10-60% upfront. In fact, here at RoofCrafters, we ask all of our clients for a 40% deposit upfront. Again, this is a "Good Faith Payment." We are going to get the permits and order the materials specifically for your project.

How much of a deposit should I give a roofer?

It depends on the job. Larger projects may require larger deposits. But typically a deposit should not exceed 1/3 of the total cost of the roofing project. Regardless of the deposit amount, remember this: Pay everything with a check or credit NOT cash.

Is it normal for a contractor to ask for a deposit?

Do You Have to Pay a Deposit? Most contractors will request a downpayment to add you to their schedule and also to ensure the project continues to move forward after the contractor has purchased materials. Reputable contractors are happy to negotiate a downpayment, including the amount and payment terms.

Should I pay a roofer upfront?

The bottom line is you should avoid paying your roofing contractor the full amount upfront; no reputable contractor will ask you to. However, it's pretty reasonable to make a deposit on the project before it begins.

SRC FAQ Why do people put a deposit on their roofing project?

Can a contractor ask for money upfront?

Contractors may ask for a portion of the total cost upfront to secure the scheduling, purchase materials, or pay subcontractors.

What is the roof payment schedule?

The roof payment schedule operates on a sliding scale, where the settlement amount decreases as the roof gets older. Here's a simplified example of how it might work: Roof Age 0-5 years: 100% of the replacement cost. Roof Age 6-10 years: 80% of the replacement cost.

Is it normal for a contractor to ask for $50 up front?

The exact deposit amount contractors ask for upfront varies and is especially dependent on the size of the project. For relatively small jobs, like a $16,000 bathroom remodel, contractors may ask for a 50% deposit. For large jobs, like a $100,000 full-home renovation, a 10%–20% deposit is more typical.

What not to tell your contractor?

What Should You Not Say to a Contractor?
  • 'I'm not in a hurry' ...
  • 'I know a great roofer/electrician/cabinet installer! ...
  • 'We had no idea this would be so expensive' ...
  • 'Why can't you work during the thunderstorm/snow/heat wave? ...
  • 'I'll buy my own materials' ...
  • 'I can't pay you today. ...
  • 'I'll pay upfront' ...
  • 'I'm old school.

Can I get my deposit back from a contractor?

Can You Ask a Contractor for a Refund of the Deposit? If the contractor you hire does a poor-quality job or doesn't finish the work both parties agreed upon at the beginning of the project, you can ask them for a refund or partial refund as applicable.

How do you know if your roofing contractor is ripping you off?

When hiring a roofer for your repair or replacement, you need to always lookout for the following 5 signs that a roofing contractor is ripping you off.
  • Baiting You With a Low Starting Bid. ...
  • Reducing Labor Time. ...
  • Overpriced Materials. ...
  • “Knock-Knock, You've Got Roof Damage!” ...
  • Asking for a Ridiculously Large Down Payment.

Do roofers accept payment plans?

Some of the independent roofing contractors in the Owens Corning Roofing Contractor Network offer payment plans to help make roof replacement costs more affordable. Payment plans vary according to requirements, interest rates and terms, so it's important to ask the roofing contractor you have in mind for more details.

Do roofers expect a tip?

Because tips are not expected and are an extra reward for roofers, cash is the most common option for tipping. But you might be surprised to learn that some of the most popular tips for roofers aren't money at all.

Should I pay a roofer in cash?

Now that your roofer has completed the job, it's time to pay them. There are a couple of reliable ways to pay a roofer—check or credit card. Never pay in cash.

Does a roofer need to come inside your house?

No, roofers do not need to enter your home for all roofing repairs. Most exterior repairs, such as replacing damaged shingles or fixing gutters, can be done from the outside. However, for issues like leaks or structural damage, an interior inspection may be necessary to fully assess and address the problem.

What percentage to pay a contractor up front?

Legal Considerations and Regulations

For example, in some states, like California, the law stipulates that for home improvement projects exceeding $500, a contractor cannot ask for a deposit of more than 10% of the total cost or $1,000, whichever is less.

Should contractors ask for money up front?

It is normal to pay a portion of the construction estimate upfront. Typically, this is done through a deposit which gives a contractor some capital to buy materials and hire workers for the project. Along with a deposit, a contractor should provide an estimated fee for the entire project upfront too.

How can you avoid being scammed by a contractor?

How Can I Avoid Getting Scammed by a Contractor?
  1. Contact your insurance company to file a claim BEFORE you hire a contractor. ...
  2. Make sure the contractor you hire for home repairs is legitimate. ...
  3. Know the warning signs of a shady business. ...
  4. Get an estimate from at least three different contractors. ...
  5. Get a written contract.

What is the red flag in construction?

RED FLAGS: A red flag indicates electrical lines, conduit, or lighting cable. Excavators need to tread lightly where red flags are placed to avoid any power outages accidentally caused by digging into a power cable.

Is it OK to negotiate price with a contractor?

When you gather estimates, you can always negotiate the cost of the project with any contractor. Many general contractors are willing to negotiate their prices and terms if they're competing for a job.

Should I pay upfront for work?

It is not unusual to be asked to make an initial payment for materials and some sort of deposit. Large jobs are usually paid by percentage of completion or some other formula. Small jobs are usually paid in full at the end. Payment in advance is most often a scam.

How much do contractors mark up labor?

Most general contractors use a markup of between 15-20%. However, contractor markups largely depend on the project and average costs in the area.

Do roofers get paid upfront?

Is it normal for a roofer to ask for half of his pay up front? In California it is legal to request 10% of the contract price or $1,000 whichever is less. This is upon signing the contract. Then is is legal to request 50% of the remainder upon job start.

Do roofers let you make payments?

Financing Through Your Roofer

If your roofing company partners with a home improvement financing company, you'll be given a choice of loan options (none of them zero-financing) so you can easily compare your options and find the one that's best for you.

How long does a roof estimate take?

This process can vary in duration depending on the type of roofing material you are considering. On average, a roof estimate should take about 1-3 days. However, at Linta Roofing we are able to provide you with a shingle roof replacement price at the time of your roof inspection.

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