Can you sell a house with a buried oil tank?

Author: Junior Metz  |  Last update: Monday, June 22, 2026

A house that has an abandoned underground oil tank will stop most buyers in their tracks because the buyer doesn't want to inherit some problem in the future. We have had plenty of clients (who eventually hire us to remove the oil tank) selling with a properly abandoned oil tank, properly abandoned in the ground.

Can I sell my house with an underground oil tank?

Oil tank testing by obtaining soil samples from around the buried tank provides concrete results regarding the oil tank. If the soil test determines that the soil is acceptable, the home buyer can use the soil testing report to facilitate the tank closure process after the real estate closing.

Should I buy a house with a buried oil tank?

One of the most significant reasons to avoid a property with an underground oil tank is the potential for environmental contamination.

What to do with a buried oil tank?

Check with your local government about how they handle Household Hazardous Waste. Chances are you'll be able to bring them the fuel oil for cheap/free disposal. All you'll need to do is pump it out, and it might take a few trips if they have limits. Once it's empty, you can probably fill it with sand or concrete.

Does homeowners insurance cover underground oil tanks?

It's a loaded question, and unfortunately, the answer is most likely no. Your oil barrel contains dangerous chemicals that could pose a risk to your home and the property surrounding it.

Buy a House with an Underground Oil Tank

What is the life expectancy of an underground oil tank?

An underground oil tank can last anywhere from 10-20 years, depending on how well it is maintained.

Does an underground oil tank need to be removed?

This means they will leak into the ground causing an environmental issue. So, while you are not obligated to remove the underground oil tank by regulation, there could be an issue leaving it in the ground.

What is an alternative option to removing a buried oil tank?

Tank removal is always best, but tanks were buried with no thought of future removal, so maybe there is something on top of the tank like a garage or building, then closure in place is a great option.

Why is it important for a buyer to know if an underground storage tank is present on a property?

The greatest potential hazard from a leaking UST is that its contents (petroleum or other hazardous substances) can seep into the soil and contaminate groundwater, the source of drinking water for nearly half of all Americans.

How often do buried oil tanks leak?

While some underground heating oil tanks have lasted longer, a common life expectancy of buried underground oil tanks is approximately 10-15 years. The odds of a leak happening increase, as the tank gets older.

When did they stop burying oil tanks?

Before municipalities installed natural gas lines, the furnaces in most homes used fuel oil stored in a tank. Underground oil tanks were common from the 1930s to the 1980s.

Why would a house have a buried oil tank?

Before local governments installed the natural gas lines that many of us use to heat our properties today, most homes from the 1930s to the 1980s used fuel oil, which was stored in tanks, but because the tanks were large and unsightly, they were often buried on the property.

How would a seller inform a buyer that the property has an underground storage tank?

The Seller's Disclosures in the Sale Contract

The first place to look to determine the seller's disclosure obligations is the contract of sale. Buyers should, as a matter of course, require that the seller indicate whether there is or ever was a UST on the property.

Do you need a permit to remove an above ground oil tank?

Yes, it does require a permit to remove an oil tank.

How much does it cost to remove an underground oil tank?

Underground Oil Tank

A tank buried in the ground can jump removal costs between $1,000 and $3,000. A tank buried in a basement may cost beyond the high range of $3,000.

What to do with an old underground oil tank?

How to Remove/Dispose Your Old Oil Tank
  1. Contact your local removal contractor. The first thing a removal contractor will do is extract the reusable oil from your tank using a special explosion-proof pump. ...
  2. Get rid of the oil & sludge. ...
  3. Detach the pipes from the foundation. ...
  4. Discard your oil tank.

How deep are underground oil tanks buried?

Average UST Depths

Although, at many gasoline service stations today, the tops of the buried underground storage tanks remain between 2 feet and 3 feet below the ground surface. Occasionally, larger USTs may be observed with the top of the tank as deep as 7 feet below the ground surface.

How much to replace an oil tank?

However, on average, an oil tank replacement cost between $2,950 and $3,400. The cost may be up to $4,000 plus, if you are working with a double wall or a Roth tank. These rough quotes are as of 2023.

Can you abandon an underground oil tank?

Abandoning USTs was a common practice when switching to aboveground storage tanks. That practice is no longer recommended because it's difficult to prove a tank did not leak. Mortgage and insurance companies will require removal of the tank before a loan or insurance is approved.

How long do 275 gallons of oil last in winter?

If your 275-gallon tank is full at the start of a 40-degree weather spell, the oil will last for approximately 74 days, or 2.5 months. Granted, you would be lucky if the temperatures in your area drop no lower than 40 degrees during the winter months.

Can you sell a house with an oil tank?

You must then clean the leak, adhering to DEQ standards. This will lead to a recommendation to either decommission the tank or a risk assessment. If you're selling a property with an underground heating oil tank, prepare for serious negotiations from the buyer, whether it's leaking or not.

What happens if underground oil tank leaks?

A typical leaking underground storage tank scenario involves the release of a fuel product from an underground storage tank that can contaminate surrounding soil, groundwater, or surface waters, or affect indoor air spaces.

Can you sell a house with an underground oil tank in PA?

Sellers can indeed legally sell the home, but in the rare times this does occur there is liability generated for both buyer and seller. To buy a property with a tank is to assume the liability associated with the tank, which some buyers assume is no liability.

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